Personal Finance

Consumers should take several steps to make sure that old accounts that are reopened or fraudulent accounts that are created don’t haunt them. First, pull a report from ChexSystems, a specialty consumer reporting agency. Like agencies that provide free credit reports, such as Experian, Equifax and TransUnion, ChexSystems will provide consumers with a free report
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In other cases, cybercriminals may attack small businesses in order to access larger companies they do business with, Kaiser said. When hackers gained access to Target in 2013, for example, they did so through the company’s HVAC vendor, Kaiser said. Nearly 90 percent of businesses reported having put in place some cybersecurity protection, according to
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While you might not be at the point of deciding exactly what you want retirement to look like, you can be sure you’ll need income after your nonworking years. With pensions largely going by the wayside, retiring comfortably will be based largely on how well you save. If you have access to a 401(k) plan
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The total value of all bitcoins in existence (roughly 16.6 million) stands at about $86 billion. Add in the other few hundred cryptocurrencies and it’s a $155 billion market. Yet these new assets comprise just a fraction of the world’s multitrillion currency market. And as a new asset with a smaller pool of investors, cryptocurrencies
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After back-to-back storms pummeled Texas, Florida and Puerto Rico, many people upped their charitable contributions for 2017. Now it’s time to reap the tax benefit. Daniel Borochoff, president of CharityWatch.org, predicts donations could surpass last year’s record high, driven primarily by overall economic growth, although the recent disasters will also play a role. “The giving
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You’re better off renting with a roommate than buying your first home alone in cities such as San Jose and San Francisco, California, and Austin, Texas, according to a recent report by online real estate site, Trulia. When conducting their analysis, Trulia assumed buyers would be taking on a 30-year fixed rate loan, front a
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FundName Fund Weighting in Puerto Rico debt Market Value of Puerto Rico Debt Fund Oppenheimer Rochester MD Municipal Fund 22.40% $6,946,788.00 $30,947,106.00 Oppenheimer Rochester VA Municipal Fund 20.20% $15,032,633.00 $74,412,635.00 Oppenheimer Rochester ShrtDur HY Muni Fd 18.20% $273,351,491.00 $1,497,842,170.00 Oppenheimer Rochester Fund Munis Fd 17.70% $1,020,903,948.00 $5,776,883,928.00 Oppenheimer Rochester AZ Municipal Fund 17.30% $5,345,365.00 $30,824,918.00
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It is possible to land a job where you work remotely and get pretty well paid. That’s the key takeaway from Remote.co, a provider of resources for companies that offer remote telecommuting or flexible work options. Remote.co has identified eight jobs that can pay more than six figures based on salary data from PayScale.com. These
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If you’ve been mulling a winter vacation, now is the time to book. This is the best moment to find affordable flights ahead of the holiday season, according to two separate reports. After early October, airline fares will fluctuate and then start climbing steadily as Christmas approaches. Prices spike dramatically in the last two weeks
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Whether you’re looking for permanent employment or a seasonal gig around the holidays, CareerBuilder’s latest forecast predicts an uptick in both jobs and pay. Between August and September, CareerBuilder surveyed more than 2,250 hiring managers and human resource professionals as well as 3,700 full-time workers. About 43 percent of employers plan to hire full-time, permanent
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Under the rule, lenders will need to conduct an upfront “full-payment” test to determine if borrowers will be able to afford to repay the loan without compromising other financial obligations. Other protections include access to alternative loans for borrowers who don’t meet those requirements. The CFPB rules are the first nationwide regulation of the payday
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