Personal Finance

The economy, the Fed and inflation all have some influence over long-term fixed mortgage rates, which generally are pegged to yields on U.S. Treasury notes, so there’s already been a creep up from record-low levels well before the Fed made any official move. The average 30-year fixed-rate mortgage is now about 4.08 percent — up
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Instead, the research team decided to headquarter Santa’s mythical workshop in Shenzhen, China, where there’s “a local airport and shipping port that isn’t possible in the North Pole,” said study author, John Pring. Shenzhen is “set up for heavy manufacturing and shipping those goods worldwide,” he continued. Shipping by road from the city would cost
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You should also make sure you have adequate insurance coverage, Adams said. Take inventory of what you own and categorize major items, such as furniture, electronics and art work, to accurately assess their value. Note if your possessions have changed since you last updated your homeowner’s policy. If you have bought expensive furniture or electronics,
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Waze found that drivers are most unsatisfied in Honolulu. The Hawaiian city ranked lowest for access to gas stations and parking, in addition to having relatively poor road quality and infrastructure. San Diego, Los Angeles and San Francisco are also among the worst-rated metros. Some snowy cities appeared among Waze’s top-rated cities, while the bottom
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“If you make a transaction, the onus will be on you to report it,” said certified financial planner Samuel Boyd, senior vice president of Capital Asset Management Group in Washington, D.C. “Those transactions generate either short-term capital gains or losses or long-term capital gains or losses.” For many investments, individuals generally receive a Form 1099
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In fact, internet scammers disproportionately target older Americans because they tend to be wealthier, more trusting and less likely to report fraud, according to the FBI. Another 2015 report estimated that older Americans lose $36.5 billion each year to financial scams and abuse. Davis Park, director of technology outreach program Front Porch Center for Innovation
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