Advisors

Health insurance is a very big topic for the 30-something clientele Roberge at Beyond Your Hammock serves. The questions he asks include: Have the premiums or coverage changed? Should you switch to a high-deductible plan? If you use a health savings account, does the company contribute to it, too? Roberge finds that clients often don’t
0 Comments
Netflix, slated to report Monday after the bell, will report earnings per share of 33 cents, a penny higher than the Street’s consensus estimate, according to Estimize. And Netflix has a history of beating the Street, topping Street expectations 79 percent of the time, according to Estimize. MKM Partners analyst Rob Sanderson expects strong quarterly
0 Comments
Though jokes about the culture merger abound — images of drones delivering kale — analysts widely predict that Whole Foods will eventually deliver groceries ordered from a section of the Amazon site. A logistically simpler synergy would be for shoppers to order from a Whole Foods section of the Amazon site and then pick up
0 Comments
Andrew Harrer | Bloomberg | Getty Images Janet Yellen, chair of the U.S. Federal Reserve, center, talks to Mario Draghi, president of the European Central Bank (ECB), before the IMF governors’ group photo at the International Monetary Fund (IMF) and World Bank Group Spring Meetings in Washington, D.C. (File photo). The next global economic slowdown
0 Comments
A combination of historically low interest rates, an exceptionally long bull market and memories of the 2008 crash have encouraged some financial advisors to add alternative investments to their clients’ portfolios. The alternative investment industry has also made it easier by creating more and more products for retail investors over the past few years. “Traditionally,
0 Comments
While there’s been many gloomy forecasts for the bond market, not everyone agrees that they’ll definitely see significant losses as central banks reduce their bond-buying programs. Mike Bell, a global market strategist at JPMorgan Asset Management, told CNBC Monday that this monetary tightening creates a risk but believes that the recent economic recovery should be
0 Comments
Today’s investors are inundated with a surplus of investing information, which can make it more difficult to successfully construct an investment portfolio. What’s more, each and every person looking to invest has his or her own set of individual needs that call for special consideration. “It’s important that investors understand their goals, tolerance for risk
0 Comments
Fee-based financial advisors have been among the more enthusiastic users of low-cost exchange-traded funds for years, but their interest has dramatically increased since the financial crisis. The latest survey of advisors conducted by the Financial Planning Association found that 88 percent of those surveyed now use ETFs, compared to 40 percent in 2006. Eighty percent
0 Comments
Surging projections of what retirees can expect to spend for health care are focusing attention on retirement health costs. A 2016 Fidelity study said a typical retired couple will have $260,000 in out of pocket health-care outlays, up from $220,000 in 2014. Long-term care could add another $130,000. As anticipated costs for retiree health care
0 Comments
Feeling “like you can hit” was “l’esprit du jour” in ballparks that Saturday. Six other MLB players also belted grand slams. Zunino’s was the seventh, a new single-day record. “It’s officially the grandest day in Major League Baseball history,” wrote MLB.com. That record-setting Saturday was part of a record-setting month in a record-setting year for
0 Comments
From duck decoys and hood ornaments to limited-edition sneakers and Pez candy dispensers, offbeat collectibles attract the eye of investors who crave tangible assets they can appreciate and that … well, appreciate in value. Assembling a collection of rare items is as much a labor of love as an investment tactic and won’t necessarily net
0 Comments
eclipse_images | Getty Images Many tech companies enjoy robust earnings growth, strong balance sheets and growing dividends. What we call the technology sector is really an aggregate of many smaller subsectors. For investors, it’s key to look at these subsectors, which may offer unique long-term investment opportunities. When was the last time you had an
0 Comments
It’s clear, however, that ETFs are the investment vehicle of choice for a wide range of institutional and individual investors. Introduced 30 years ago, ETFs now manage roughly $4 trillion in assets globally — still less than the amount invested in open-end mutual funds (actively managed and indexed) — but most market observers expect assets
0 Comments
Researchers have identified more than 100 behavioral biases that can undercut effective investment decision-making, according to Michael Pompian, founder and partner at Sunpointe Investments and author of “Behavioral Finance and Wealth Management: How to Build Optimal Portfolios That Account for Investor Biases.” In a course taught for the CFA Institute, Pompian identifies seven biases as
0 Comments
Health-care news and the costs associated with it are obviously on everyone’s mind, and for good reason. As health care continues to take up a larger part of the overall economy, structural changes — such as the push toward paying for value, greater emphasis on care management and increased cost sharing with consumers — are
0 Comments
How so? First, HSA contributions are tax deductible. Second, money saved in an HSA — up to $3,400 per year for people with an individual health plan and $6,750 for those with a family plan — can grow tax-deferred. This is especially advantageous for younger savers with fewer likely medical expenses and, therefore, potential withdrawals,
0 Comments
After just 10 minutes of scrolling through anyone using #TaxReform, I concluded that a majority of people really have no idea what tax reform actually means for them and their personal financial situation. Unfortunately, the sad reality is that most Americans are financially illiterate, and not just about taxes. To that point, about 66 percent
0 Comments
While mutual funds and exchange-traded funds offer convenience, they have drawbacks, including lack of customization and transparency. And some are downright tax-inefficient. Investors who crave a more personalized approach but still want professional management might want to consider separately managed accounts. “Mutual funds are great, but you could say the same about penicillin,” said certified
0 Comments
The year hurricanes Katrina and Wilma devastated Florida and Louisiana, Bill Begal’s property restoration and cleanup business took in more than $10 million in revenue. An average year, by comparison, could bring in up to $4 million — not bad for a company bootstrapped inside a family dry-cleaning store more than 20 years ago. “Flooding
0 Comments
Courtney’s client isn’t nearly as diversified as one might imagine. By having money spread out in different funds tracking the Russell 1000 index, “it makes it seem like you’re diversified,” said Courtney. “But they’re all behaving the same way.” Anything that creates trouble for large firms will impact the client’s entire portfolio. That’s fine in
0 Comments